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Consumer protection in United States

Posted on:1/3/2006
In the United States there are a variety of laws on the federal or state levels that deal with consumer affairs including the federal Fair Debt Collection Practices Act, the Fair Credit Reporting Act, Truth in Lending Act, Fair Billing Act, and the Gramm-Leach-Bliley Act and much more. Federal consumer protection laws are usually enforced by the Federal Trade Commission and the U.S. Department of Justice.


At the state level, many states have a Department of Consumer Affairs devoted to regulating certain industries and protecting consumers who regularly use goods and services from those industries.

For example, in the U.S. state of California, the Department of Consumer Affairs regulates about 2.3 million professionals in over 230 different professions through its 40 regulatory entities. In addition, California encourages its consumers to act as private attorneys general through the liberal provisions of its Consumers Legal Remedies Act, Cal. Civil Code ยง 1750 et seq.

Consumer protection laws often mandate the posting of notices, such as this one which appears in all automotive repair shops in California

Consumer protection laws often mandate the posting of notices, such as this one which appears in all automotive repair shops in California.

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