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U.S. Fidelity & Guaranty v. Waco Contractors6/13/2000
nt requested in the application for insurance. The statutory directive of T.C.A. ยง 56-6-147 establishing the insurance agent as the agent of the insurance company in any controversy arising from the application for insurance nullifies Plaintiff's unsupported assertion regarding the NCCI manual as to the issue of notice raised by the letter of September 13, 1994.
Our holding is limited to a contract dispute between an insurance company and the employer concerning the amount of premiums due under the workers' compensation insurance policy. Our holding in no way limits or expands the rights and responsibilities between employees and employers under the workers' compensation statutes.
Conclusion
The judgment of the Trial Court is reversed, and this cause remanded to the Trial Court for such further proceedings as may be required, if any, consistent with this Opinion and for collection of costs below. Costs of this appeal are assessed to U.S. Fidelity & Guaranty.
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