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Auto Owners Mutual Insurance Co. v. Sugar Creek Memorial Post No.39769/30/2003
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We hold the term "in the business of" as used in the liquor liability exclusion in the VFW's policy unambiguously applied to the VFW's operation of a bar open to the public, thereby defeating coverage. The negligence claims asserted against the VFW, outside of the Dram Shop Act, were not viable causes of action under Missouri law. Therefore, the trial court did not err in finding no liability on the part of Auto Owners' and granting it summary judgment.
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