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Spaur v. Allstate Insurance Co.12/12/1996
was in existence in the first place. In that case, the insurer failed to deliver to the applicant a conditional receipt which contained a provision that applicant's temporary insurance would terminate if he was rejected as a standard risk. In that situation, a division of this court held that an insurer which intends to limit temporary coverage must call such limiting conditions to the attention of the applicant. Nothing in that decision, however, can be read to impose upon an insurer a general obligation to explain unambiguous policy provisions to a prospective insured. See also Leland v. Travelers Indemnity Co., 712 P.2d 1060 (Colo. App. 1988) (dispute over whether premiums had been timely paid).
The judgment is affirmed.
CHIEF JUDGE STERNBERG and JUDGE NEY concur.
Disposition
JUDGMENT AFFIRMED
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