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VERMONT MUTUAL INS. CO. v. SINGLETON6/20/1994
ndered substantial prejudice to Vermont's ability to investigate or defend against the Singletons' claim.
The terms of the policy required the Webbs to notify Vermont as soon as practicable of any accident or occurrence giving rise to a claim. Where a notification provision is to be enforced, the court will interpret the term "as soon as practicable," as meaning within a reasonable time frame. See Squires, supra. The record offers no evidence of whether the four-month delay was unreasonable or that Vermont did not receive any other notice, therefore, the referee did not err in finding that Vermont failed in its burden of proof.
Accordingly, for the reasons stated, the decision of the special referee is AFFIRMED.
HARWELL, C.J., CHANDLER, FINNEY and MOORE, JJ., concur.
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