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STATE FARM v. RAMSEY12/12/1988
Submitted Nov. 14, 1988.
Decided Dec. 12, 1988.
Petitioner seeks a writ of certiorari to review the decision of the Court of Appeals in State Farm Mutual Auto. Ins. Company v. Ramsey, 295 S.C. 349, 368 S.E.2d 477 (Ct. App. 1988). We grant certiorari, dispense with further briefing and affirm.
Respondent Candus Ramsey (Ramsey) witnessed her daughter Deana M. Ramsey being struck and killed by an
State Farm then instituted this declaratory judgment action to determine whether Ramsey's claim was a separate bodily injury for which she was entitled to seek recovery under the insurance policy. The insurance policy is a standard policy which provides coverage of $25,000 for bodily injury to one person and, in the event of an accident involving bodily injury to two or more persons, the limit of liability is $50,000.
The Court of Appeals, relying in part on Spaugh v. Atlantic Coast Line R. Co. and Kinard v. Augusta Sash & Door, held that negligent infliction of emotional distress is a bodily injury for which damages may be recovered under a standard insurance policy. We agree with the reasoning of the Court of Appeals and, accordingly, affirm.
Affirmed.
Page 1 South Carolina Personal Injury Attorneys
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