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Evins v. Louisiana Farm Bureau Mutual Insurance Co.2/11/2005
ove analysis, we agree with Farm Bureau, as did the trial court, that since the umbrella policy only provides coverage for damages sustained in excess of the policies listed on the schedule of underlying insurance, and the Expedition's policy is not listed on the schedule of underlying insurance, there is no coverage under the umbrella policy for the damages sustained by Evins. Since there is no reasonable Interpretation of the policy, when applied to the undisputed material facts shown by the evidence supporting the motion, under which coverage could be afforded, we conclude that the trial court properly entered summary judgment on the issue of coverage in favor of Farm Bureau.
Decree
For the foregoing reasons, the judgment of the trial court is affirmed at Kelli Evins' costs.
AFFIRMED.
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