I represented the widow of a 42 year old white male who passed away from complications associated with brain cancer in an insurance bad faith action filed in the United States District Court for the Northern District of Mississippi. 

The life insurer of the decedent, Hartford Life & Annuity Insurance Company, refused to tender the $250,000.00 term life insurance benefit to the decedent's widow, who was the beneficiary of policy, on the ground that the decedent had failed to identify an emergency room visit on his application for insurance.  The widow argued the decedent had in fact disclosed his emergency room visit to his insurance agent, and the agent failed to record such on the application.  Moreover, the widow argued the emergency room visit was immaterial to the risk assumed by the Company.

This case settled favorably for the widow in a confidential sum.